Almost everyone, at some point, has the need for a personal loan. Ideal for those who are about to make a large purchase, plan a special vacation, handle unexpected expenses, or simply wish to consolidate other higher rate loans. The Patriot State Bank staff is here to provide the financial support you need.

Account Benefits

• Flexible terms
• Competitive interest rates
• Secured and Unsecured Loans
• Quick Approvals
• No prepayment penalties

We offer a variety of secured and unsecured, pre-approved lines of credit. Ideal for those who need the flexibility to cover unexpected expenses or to help with a major purchase. Once approved it’s up to you when you use it.

Account Benefits

• Access your line by online transfers to you personal checking account or special advance checks.
• Pay interest only on the funds you use
• Competitive interest rates
• Secured and Unsecured Lines
• No prepayment penalties

Ideal if you own a home and wish to use some of the equity which has accumulated in your home to make major purchases, consolidate debt, or meet other financial needs. With a prearranged line of credit we can provide you with convenient access to your money. You control when and how you use your money simply by writing a check. In most cases the interest you pay on your Home Equity Line of Credit is fully tax deductible. (A tax advisor should be consulted regarding tax deductibility.

Account Benefits

• Access your line with special advance checks.
• Pay interest only on the funds you use.
• Competitive interest rates.
• Interest is generally tax-deductible. Please consult your tax advisor for eligibility.

Patriot State Bank offers a variety of mortgage loan products to assist you with the purchase or refinance of your home or a second home. We offer quick approvals and closings for our in-house mortgage products. Our in-house loans are especially appealing to self-employed individuals.

Account Benefits

• Competitive Rates
• Low closing cost
• Quick approvals