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Personal Deposits
 
Checking Accounts
– We offer four different accounts to meet your individual needs.

Military STAR Checking
A Checking Account designed exclusively for current or retired military personnel.

Account Benefits

  • No Service Charge
  • Free Patriotic Checks
  • Unlimited Check Writing
  • Free Debit Card
  • Free Internet Banking
  • Free Mobile Banking*
    *Other fees by your mobile phone provider may apply.
  • Free On-line Bill Pay
  • Free ATM withdrawls at Patriot ATM*
    *Patriot State Bank will refund up to $30 in foreign ATM usage fees per month.
  • Free Monthly statement with images or e-statement
  • No fee Cashier's Checks and Money Orders
  • $10 credit towards a Safe Deposit Box
  • Up to 5 ATM withdrawals monthly at other banks with no fee (Bank pays surcharges up to five per month.)
  • $100 minimum deposit to open account

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Freedom Checking
An economical checking account providing checking convenience without a monthly fee to customers 18 years of age or older. Ideal for students, seniors, etc.

Account Benefits

  • Minimum of $100 to open
  • No service charge
  • Unlimited check writing
  • Free Internet Banking
  • Free Mobile Banking*
    *Other fees by your mobile phone provider may apply.
  • Free Online Bill Pay
  • Free Debit Card
  • Free foreign ATM withdrawals. Bank pays surcharges up to five per month.*
    *Patriot State Bank will refund up to $30 in foreign ATM usage fees per month.
  • Free monthly statement with check images or E-statement

Account Guidelines

  • $100 minimum deposit to open account

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Independence Checking
Individuals maintaining higher account balances also benefit from value-added account features.

Account Benefits

  • Unlimited check writing
  • Free Internet Banking
  • Free Mobile Banking*
    *Other fees by your mobile phone provider may apply.
  • Free Online Bill Pay
  • Free Debit Card
  • Free foreign ATM withdrawals. Bank pays surcharges up to five per month.*
    *Patriot State Bank will refund up to $30 in foreign ATM usage fees per month.
  • Free monthly statement with check images or e-statement
  • Overdraft Line of Credit available (normal credit guidelines apply)

Account Guidelines

  • $100 minimum deposit to open account
  • Avoid the $8.00 monthly service fee by:
    - Maintaining a $500 minimum balance or a $1,000 average monthly balance, or
    - Maintain a $1,000 minimum balance in a savings account or certificate of deposit

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Liberty Interest Checking
Enhance the earnings potential of your funds through this interest-bearing checking account.

Account Benefits

  • Unlimited check writing
  • Free Internet Banking
  • Free Mobile Banking*
    *Other fees by your mobile phone provider may apply.
  • Free Online Bill Pay
  • Free Debit Card
  • Free foreign ATM withdrawals. Bank pays surcharges up to five per month.*
    *Patriot State Bank will refund up to $30 in foreign ATM usage fees per month.
  • Free monthly statement with check images or e-statement
  • Interest paid monthly
  • Overdraft Line of Credit available (normal credit guidelines apply)

Account Guidelines

  • $100 minimum deposit to open account
  • Avoid the $10.00 monthly service fee by:
    - Maintaining a $1,000 minimum balance or a $1,500 average monthly balance, or
    - Maintain a $2,500 minimum balance in a savings account or certificate of deposit

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Patriot Preferred Checking
This premium checking account provides a complete package of valuable products and services, plus pays interest on account.

Account Benefits

  • Unlimited check writing
  • Free Internet Banking
  • Free Mobile Banking*
    *Other fees by your mobile phone provider may apply.
  • Free Online Bill Pay
  • Free Debit Card
  • Free foreign ATM withdrawals. Bank pays surcharges up to five per month.*
    *Patriot State Bank will refund up to $30 in foreign ATM usage fees per month.
  • Free Patriot Preferred checks (or $10 credit on other checks)
  • Free small safe deposit box or discount on larger box
  • Interest paid monthly / tiered rates
  • No fee Cashier’s Checks & Money Orders

Account Guidelines

  • $100 minimum deposit to open account
  • Avoid the $20.00 monthly service fee by:
    - Maintaining a $1,000 minimum balance or a $5,000 average monthly balance, or
    - Maintain a $5,000 minimum balance in a savings account, certificate of deposit, or money   market account.
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Savings Accounts
– We offer four different accounts to meet your individual needs.

Patriot Personal Savings Account
Earns a competitive interest rate while providing you with easy access to your funds.

Account Benefits

  • Interest bearing
  • Quarterly statement (Monthly if combined with checking account statement or has ACH activity.)

Account Guidelines

  • $100 minimum deposit to open account
  • Two (2) Free withdrawals per month (excessive withdrawals $2 each)
  • Avoid the $3 monthly service fee by:
    - Maintaining a $300 minimum balance or a $1,500 average monthly balance

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Patriot Minor Savings
Customers 17 and under are eligible for our most economical savings plan, with a low minimum balance and no monthly fees.

Account Benefits

  • Interest bearing
  • Quarterly statement

Account Guidelines

  • $25 minimum deposit to open account
  • No monthly service fee
  • Two (2) Free withdrawals per month (excessive withdrawals $2 each)
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Money Market Accounts

Patriot Money Market Account
An alternative to savings accounts with more attractive interest rates, plus withdrawal flexibility and check-writing convenience to access your funds.

Account Benefits

  • Interest paid monthly on tiered rates
  • Free Internet Banking
  • Detailed monthly statement
  • Access by check, ATM, phone banking or internet

Account Guidelines

  • $1,000 minimum deposit to open account
  • Avoid the $10 monthly service fee by:
    - Maintaining a $1,000 minimum balance or a $5,000 average monthly balance
  • Limit of 6 transfers per month, only 3 to third part
  • Excessive transactions $10 regardless of balance. (As with any money market account, by law, certain guidelines apply. See bank representative for details.)
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Certificate of Deposit

Certificates of Deposit
We offer a complete range of certificate of deposit products with attractive interest rates.

Account Benefits

  • Maturities ranging from 7 days to 5 years
  • Minimum investments from $500
  • Interest can be capitalized, automatically transferred to another account or paid by check
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Individual Retirement Accounts

Individual Retirement Accounts
We offer a complete range of IRA deposit products with attractive interest rates.

Account Benefits

  • Maturities ranging from 7 days to 5 years
  • Low minimum opening deposit
  • Contribute as often as you wish
  • Tax benefits*
    *Check with your local tax advisor for the benefits of an IRA in your specific situation
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Locations  

210 North Main Street
Fuquay-Varina, NC 27526
919-577-BANK (2265)
HOURS:
Lobby / 9-5(M-Th), 9-6(Fri)
Drive-Up / 8:30-5:30(M-Th), 8:30-6(Fri)


490 Hwy 42 West
Clayton, NC 27520
919-359-6260
HOURS:
Lobby / 9-5(M-Fri); Closed 1-2(M-Fri)

308A Southeast Blvd
Clinton, NC 28328
910-299-9093
HOURS:
Lobby / 9-5(M-Fri); Closed 1-2(M-Fri)

51 Kilmayne Dr., Suite 303
Cary, NC 27511
919-465-2047
Loan Production Office
Call for appointment
 
How To Report a Lost or Stolen Debit / Credit Card  
- To report a lost or stolen debit card
during normal buisness hours, please
call (919) 577-BANK (2265).
After normal buisness hours, please call  (866) 321-3781.
- To report a lost or stolen credit card,
please call  (800) 854-7642.
 
Fraud Protection Tips  
5 Tips for Protecting Your Checking Account
Protecting Your Computer System
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What are the steps I should take if I'm a victim of identity theft?
 

Patriot State Bank • 210 North Main Street • Fuquay-Varina, North Carolina
© 2008 Patriot State Bank. All rights reserved.