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Business Deposits
 
Checking Accounts
– We offer four different accounts to meet your individual needs.

Patriot Community Business Checking
Designed for non-profit organizations, such as churches, civic groups, etc., requiring minimal account activity.

Account Benefits

  • No monthly service fee
  • Free Internet Banking & Free Online Bill pay
  • Free Business Debit Card
  • Free monthly statement with check images or e-statement

Account Guidelines

  • $200 minimum deposit to open account
    - Up to 175 credit/debit items free. (excessive credit/debit items $.35 each)

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Patriot Basic Business Checking
Designed especially for small to medium-sized business with moderate checking account activity.

Account Benefits

  • Free Internet Banking & Free Online Bill pay.
  • Free Business Debit Card
  • Free monthly statement with images or E-statement

Account Guidelines

  • $200 minimum deposit to open account
  • Up to 250 combined debits / credit items FREE. (Excessive debit/credit items $.45 each)

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Patriot Business Interest Checking
Designed for sole proprietorships and non-profit organizations with moderate activity, higher balances, and the option to earn interest on your funds.

Account Benefits

  • Interest paid monthly/tiered rates
  • Free monthly statement with check images or e-statement
  • Free Internet Banking & Free Online Bill pay.
  • Free Business Debit Card

Account Guidelines

  • $200 minimum deposit to open account
  • $.18 per check/debit
  • $.45 per deposit/credit
  • $.08 per deposit item
  • Avoid the $10 monthly service fee by maintaining a $1,000 minimum account balance.

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Patriot Commercial Analysis Checking
Specifically designed for businesses with large transaction activity and high account balances.

Account Benefits

  • Interest paid monthly/tiered rates
  • Free monthly statement with check images or e-statement
  • Free Internet Banking & Free Online Bill pay.
  • Free Business Debit Card

Account Guidelines

  • $200 minimum deposit to open account
  • $.17 per check/debit
  • $.43 per deposit/credit
  • $.08 per deposit item
  • $.10 per 100 currency
  • $.10 per rolled coin
  • Earnings credit allowance allows you to reduce or eliminate service charges with a balance compensation credit applied every month to the cost of your services.
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Savings Accounts

Patriot Community Business Savings Account
Earns a competitive interest rate with maximum flexibility.

Account Benefits

  • Interest bearing
  • Quarterly statement

Account Guidelines

  • $200 minimum deposit to open account
  • Two (2) Free withdrawals per month (excessive withdrawals $2 each)
  • Avoid the $3 monthly service fee by maintaining a $300 minimum balance or a $1,500 average monthly balance.
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Money Market Accounts

Patriot Business Money Market Account
Enjoy the security of liquidity of funds while earning interest.

Account Benefits

  • Interest bearing / tiered interest rates
  • Free Internet Banking
  • Free Online Bill Pay
  • Free monthly statement with check images or e-statement

Account Guidelines

  • $1,000 minimum deposit to open account
  • Avoid the $10 monthly service fee by maintaining a $1,000 minimum balance
  • Limit of 6 transfers per month, only 3 to third party
  • Excessive transactions $10 regardless of balance. (As with any money market account, by law, certain guidelines apply. See bank representative for details.)

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Patriot Premium Business Money Market Account
Enjoy the security of liquidity of funds while earning interest.

Account Benefits

  • Interest bearing / premium tiered interest rates
  • Free Internet Banking
  • Free Online Bill Pay
  • Monthly statement or e-statement

Account Guidelines

  • $10,000 minimum deposit to open account
  • Avoid the $15 monthly service fee by maintaining a $10,000 minimum balance
  • Limit of 6 transfers per month, only 3 to third party
  • Excessive transactions $10 regardless of balance. (As with any money market account, by law, certain guidelines apply. See bank representative for details.)
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Certificate of Deposit

Certificates of Deposit
We offer a complete range of certificate of deposit products with attractive interest rates.

Account Benefits

  • Maturities ranging from 7 days to 5 years
  • Minimum investments from $500
  • Interest can be capitalized, automatically transferred to another account or paid by check
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How To Report a Lost or Stolen Debit / Credit Card  
- To report a lost or stolen debit card
during normal business hours, please
call (919) 577-BANK (2265).
After normal buisness hours, please call  (866) 321-3781.
- To report a lost or stolen credit card,
please call  (800) 854-7642.
 
Fraud Protection Tips  
5 Tips for Protecting Your Checking Account
Protecting Your Computer System
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What do thieves do with a stolen identity?
What are the steps I should take if I'm a victim of identity theft?
 

Patriot State Bank • 210 North Main Street • Fuquay-Varina, North Carolina
© 2011 Patriot State Bank. All rights reserved.